Terms and Conditions of Service
Please read these conditions carefully as they govern your use of our website and services. By using malvenoraq.sbs, you agree to the terms outlined below.
Last updated November 1, 2025
Acceptance of terms
Accessing or using our site or services means you accept and commit to these conditions. If you disagree, you must not use this service.
Definitions
Understanding certain terms helps clarify how we operate. These definitions support transparency and clear communications.
'User' means anyone who accesses or interacts with malvenoraq.sbs for services or information.
'Services' includes all assessments, reports, and reviews offered on the website.
'Content' refers to original materials, reports, media, or other items on malvenoraq.sbs.
'We', 'us', or 'our' relates to the company operating malvenoraq.sbs.
Using our services
Our reviews, advice, and assessments should be used as general guidance. They do not substitute for independent legal, investment, or financial advice.
Eligibility
You must be at least 18 years of age and capable of entering binding contracts to use our services.
Not for use by minors
User responsibilities
You are responsible for your actions and information shared through our site.
Prohibited uses
The following behaviours are not permitted under these terms.
Intellectual property
All site content, including reports, graphics, and other materials, is owned by or licensed to us. Users may not reproduce or redistribute content unless clearly permitted.
User-generated content
You are responsible for anything you submit. Submissions must be accurate and not violate others’ rights.
Rights you grant us
By submitting content, you grant us permission to use, reproduce, and adapt it for service delivery. We will handle all data according to our privacy policy.
Privacy and data
Our privacy policy describes how we manage and safeguard personal information. Please review it to understand our commitments and your rights.
View privacy policyNo warranties or guarantees
We aim for accuracy, but information is provided without warranties. You accept that results may vary.
Important disclaimer
All content is for reference only. We recommend you consult qualified professionals before making legal or financial decisions.
Limiting liability
We are not responsible for indirect, incidental, or consequential damages arising from your use of our website or reports.
Indemnification
You agree to defend and hold us harmless from any loss, damage, or costs resulting from improper use or your breach of these terms.
Resolving disputes
We aim to resolve any concerns quickly and fairly. In case of disagreement, your first step is to contact us.
Arbitration
Any unresolved disputes may be referred to an independent arbitration process located in Australia as agreed by both parties.
Arbitration is used only if direct negotiation fails.
Online dispute resolution
You may use government or industry platforms to facilitate dispute resolution if a conflict arises.
Contact support or mediationSeverability
If a part of these terms is found unenforceable, the rest remain in effect.
Entire agreement
These represent the complete agreement between you and us about site and service use.
Governing law and jurisdiction
All terms are governed by Australian laws. Local regulations may apply based on your location.
Termination
We may restrict, suspend, or end service access if you violate these terms or applicable laws.
Changes
These terms may be updated when required. We will post the date of last update above.
Contact for terms or feedback
Please reach out if you have questions about these terms or need clarification.
Email address: content@malvenoraq.sbs
Phone: +61267192520
Address: 113 Exhibition St, Melbourne, VIC 3000 Australia
Effective date: November 1, 2025
Version: 1.2